The Nokia Lumia 1020 with its amazing 40MP camera, normally costs up to £400 off-contract.
But O2 in the UK is offing a deal which means you can get it for £240, which is a pretty good bargain.
O2 has contracts called Refresh, which split the cost of the phone and the cost of the airtime contract.
On Refresh, O2 is selling the Lumia 1020 for £240 (24 monthly payments of £10) along with contracts starting at £13 a month.
It also offers a seven-day, no-questions-asked cooling off period, during which you can cancel your contract with no payment. If you do this on a Refresh contract, you also have the right to keep the phone and pay its cost up-front.
So you walk away with a Lumia 1020 for £240...or a Lumia 925 for £160.
It's worth noting that O2 contract phones are locked to the network. But it will provide a free unlock code, so ask for this before cancelling any contract if you want to use the phone on another network.
We should also add that the O2 Refresh contract are pretty good in their own right. So if you do need a contract to go with a 1020, Refresh offer a good deal...eg 500 calls, unlimited texts and 500mg data for £13 a month.
O2 Refresh details are here and there's a long discussion on HotUKdeals forums.
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